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Bank, IBK
The Industrial Bank of Korea has come up with a new and smart savings account product that offers lucrative deposit rates for any consumer seeking to further save and manage earnings.
The state-run commercial bank said that the product, named “IBK Shaking Savings” in Korean, allows consumers to create an account through their smartphones by downloading an app.
They can also do so through social networking or messenger platforms such as Facebook or Kakao Talk, and join a group created by other consumers to receive benefits of high deposit rates.
When the group has more than 10 consumers, the bank will increase their deposit rates on their savings by 0.1 percentage point, and more so should they attract more of their friends and families to the product.
If the group is able to attract more than 30 people, the IBK will increase their deposit rates by 0.6 percentage point over the standard market interest rates.
They will also receive higher rates should they consistently deposit savings. The highest rates they will be able to enjoy would be in the range of 3.65 percent to 3.75 percent for one- to two-year savings programs.
Anyone can create the account by joining the groups listed on IBK’s new smart mobile banking, including those who have never set up an account with the commercial bank.
The new product will also offer gift coupons and mobile gaming among other items to any consumer who opens an IBK smart savings account.
The Industrial Bank of Korea has come up with a new and smart savings account product that offers lucrative deposit rates for any consumer seeking to further save and manage earnings.
The state-run commercial bank said that the product, named “IBK Shaking Savings” in Korean, allows consumers to create an account through their smartphones by downloading an app.
They can also do so through social networking or messenger platforms such as Facebook or Kakao Talk, and join a group created by other consumers to receive benefits of high deposit rates.
When the group has more than 10 consumers, the bank will increase their deposit rates on their savings by 0.1 percentage point, and more so should they attract more of their friends and families to the product.
If the group is able to attract more than 30 people, the IBK will increase their deposit rates by 0.6 percentage point over the standard market interest rates.
They will also receive higher rates should they consistently deposit savings. The highest rates they will be able to enjoy would be in the range of 3.65 percent to 3.75 percent for one- to two-year savings programs.
Anyone can create the account by joining the groups listed on IBK’s new smart mobile banking, including those who have never set up an account with the commercial bank.
The new product will also offer gift coupons and mobile gaming among other items to any consumer who opens an IBK smart savings account.
